Frequently Asked Questions
What will the service cost me?
We offer three distinct plans tailored to meet your credit needs. Our plans start at an affordable $69 per month. To explore all available options and find the plan that best suits you, please visit our Plan Options page. We believe in transparent pricing to empower you on your credit journey.
Are there any contracts?
We do not bind our clients with contracts. We believe in providing flexibility to our customers. If you ever decide to discontinue our services, you can cancel your account at any time without any hassle. Simply reach out to us via phone or email, and we'll assist you promptly. Your satisfaction is our priority.
Are there any other fee's associated with the service?
Yes, there is an additional fee for monitoring services with Identity IQ, a separate company we partner with to enhance your credit journey.
Identity IQ's services begin at $31.99, but as a valued customer of Approved Credit Coach, you enjoy an exclusive discount, bringing the cost down to $23.
It's important to note that, even if you choose to cancel our services, you will need to separately cancel your account with Identity IQ if you no longer wish to utilize their services.
Identity IQ's services begin at $31.99, but as a valued customer of Approved Credit Coach, you enjoy an exclusive discount, bringing the cost down to $23.
It's important to note that, even if you choose to cancel our services, you will need to separately cancel your account with Identity IQ if you no longer wish to utilize their services.
How long does each "round" take?
We operate on a 40-day cycle to ensure thorough and effective credit improvement. For instance, if you enroll on January 1st, your next update would be on February 10th. We generate and mail letters twice within each round, enhancing the efficiency of the credit repair process.
Can you help me settle out my debt if needed?
We do not directly negotiate with creditors to settle debts on your behalf. However, we provide template letters and educational resources to help you negotiate independently. Our support team is always here to guide you if needed.
How am I notified about updates to my credit profile?
Following each round, you’ll receive an email update and possibly a detailed video review depending on your plan. These explain credit improvements, areas to focus on, and recommended next steps. Our support team is available if you need clarification.
What if I want to do my own credit repair?
You certainly can! We offer a DIY Credit Repair Software that’s very user-friendly. Visit The Dispute Coach for more info.
What if I cannot pay my bills on time today?
If you're struggling to pay bills on time, credit repair may not be the best fit right now. New late payments can hurt more than fixing old ones. We’re still here to help with guidance, insights, and a plan that makes sense for your current situation.