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  • What will the service cost me?
    We offer three distinct plans tailored to meet your credit needs. Our plans start at an affordable $69 per month. To explore all available options and find the plan that best suits you, please visit our Plan Options page. We believe in transparent pricing to empower you on your credit journey.
  • Are there any contracts?
    We do not bind our clients with contracts. We believe in providing flexibility to our customers. If you ever decide to discontinue our services, you can cancel your account at any time without any hassle. Simply reach out to us via phone or email, and we'll assist you promptly. Your satisfaction is our priority.
  • Are there any other fee's associated with the service?
    Yes, there is an additional fee for monitoring services with Score Defenders, a separate company we partner with to enhance your credit journey. Score Defenders' services begin at $31.99, but as a valued customer of Approved Credit Coach , you enjoy an exclusive discount, bringing the cost down to $21.99. This collaboration allows us to provide comprehensive credit solutions tailored to your needs. It's important to note that, even if you choose to cancel our services, you will need to separately cancel your account with Score Defenders if you no longer wish to utilize their services.
  • How long does each "round" take?
    We operate on a 40-day cycle to ensure thorough and effective credit improvement. For instance, if you enroll on January 1st, your next update would be on February 10th. This carefully planned cycle allows ample time for processing and mailing of dispute letters, as well as for the credit bureaus to initiate and complete their investigations, with subsequent updates reflected on your credit reports. It's important to note that within each round, we generate and mail letters twice, enhancing the efficiency of the credit repair process. This structured approach is designed to provide you with the best possible results.
  • Can you help me settle out my debt if needed?
    We do not directly negotiate with creditors to settle debts on your behalf. However, we empower you with valuable tools and resources. Our comprehensive education includes training and template letters, equipping you to negotiate with creditors and collection agencies independently. Through our guidance, you'll gain the knowledge and tools needed to navigate the debt settlement process effectively. Should you have any questions or require assistance while negotiating your debts, our support team is here to offer guidance and support along the way. Your financial empowerment is our priority.
  • How am I notified about updates to my credit profile?
    We ensure you stay informed about your credit profile updates. Following each round, you will receive, at a minimum, an email containing detailed updates and personalized recommendations. Depending on your chosen plan, you may also benefit from in-depth video reviews. Our detailed video reviews offer a comprehensive walkthrough of your credit report. Through prerecorded videos, we explain elements that contribute positively, areas of concern, and provide actionable steps to enhance your credit score. These resources are designed to empower you with insights and guidance, making your credit improvement journey transparent and educational. If you have any questions or require further clarification, our dedicated support team is readily available to assist you.
  • What if I want to do my own credit repair?
    You certainly can! To help with that process, we offer a DIY Credit Repair Software that is extremely user friendly. Please check out for more information!
  • What if I cannot pay my bills on time today?
    If you're currently facing challenges with timely bill payments, credit repair may not be the most effective solution at this time. Introducing new late payments to your credit profile can potentially have a more significant negative impact than addressing older ones. While credit repair may not be immediately suitable, we are here to support you. We can still provide valuable assistance by reviewing your credit report, offering insights, and helping you formulate a plan to navigate your current financial situation. It's important to note that credit repair is most beneficial when you can consistently meet your current financial obligations on time.
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