Having great credit is more important than ever.
But why work with us?

  • We offer a 100% Money Back Guarantee.
  • We are a company with integrity.
  • We are very experienced with consumer and mortgage credit.
  • We will be intimately involved with your credit repair experience.
  • We will be there for you every step of the way.
  • Credit education and correction is legal and the law is on your side. We help and guide you from start to finish and we prepare all of the documentation for the various credit agencies.
  • Our fees are reasonable and there are NO long binding contracts. We help you to work with your files until it is done.

Services include:

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Personalized Dispute Options to Fit Your Exact Credit Repair Needs.

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An Experienced Case Analyst and Case Advisor Working Personally With You throughout The Process

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Custom Dispute Letters Submitted On Your Behalf.

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Access to Your Case Status and Updated Information - 24 Hours A Day / 7 Days A Week.

We have an excellent track record in helping client's to improve their credit scores:

If you have a better credit score you could potentially have a better interest rate. Just an increase of 20 point in your credit score can mean a difference of tens of thousands of dollars in interest saved on an average priced home and hundreds of dollars of interest saved on car payments and credit cards. We have a proven track record of helping clients to raise credit scores quickly and effectively to give you better purchasing power.

Our 100% Guarantee, Cancellation and Return Policy:

You are entitled to a 100% refund on all payments and fees, if you have done the following:

  • You have had no new collections or late pays in the past 6 months
  • You have had six months from the time you retain our services
  • You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services (you can still use our services, we just cannot guarantee what another company has done)
  • You have not opened any new accounts that were not included in your action plan
  • You agree to send updated reports from the three credit bureaus to us within 5 days of receipt
  • You do not apply for any credit during the time which you are paying for our services
  • You agree to monthly credit monitoring
  • You have had nothing removed from your credit report
  • You have had no new collections in the past 6 months
  • Your credit card balances have not increased in the past 6 months
  • You have taken the necessary steps outlined in your action plan

​You may cancel services at any time. Please notify us in writing 7 days before the next billing period.

What People Are Saying


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I started working on repairing my credit back in November of 2018. And by May of 2019 I was able to purchase my first home. Thank you Approve Credit Coach, you guys are the best.

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Working with Walt and Jen was 100% worth it. They had quick responses for every question I had. They were never judgmental about why I had bad credit or anything like that. And at one point in time, I thought it would be impossible for me to have a home of my own. And because of them I was able to get approved for my first home through a Approved Credit Coach.

Walt & his team are AMAZING! They were able to help me reach my financial goals in 6 short months! If you need help repairing your credit scores I cannot recommend Walt enough!!

David Scholl

My wife and I had a great experience. In just two months working with them, my credit jumped over 100 points! 10/10 would absolutely recommend.

Kameron Shafer

Walt and his team were extremely helpful and effective at helping me boost my credit score in a timely manner. Highly recommend!

Jake Hollen

"I can't say enough about Walt, Jen and their team at NKYCredit Coach. As a Realtor, it is extremely important to have a credit repair company I can recommend to my clients. Walt, Jen and their company, NKY Credit Coach, get my highest rating as they've been able to improve some of my clients' credit scores. Knowledgeable, responsive, and thorough, they go above and beyond what other credit repair companies do and their results speak for themselves. They are truly focused on helping his clients in the shortest amount of time possible, rather than just "keep them in the program", so anyone facing some credit challenges should definitely speak to NKY Credit Coach."

Martine Greco

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